Top 20 Retirement Planning Questions

Plan a financially secure retirement

Retirement planning is about setting goals and making financial adjustments to best meet them. But what are your retirement goals? Until you understand what you want to achieve from your retirement, you can’t plan it!

Ask yourself the following Top 20 (yes, 20!) questions to start planning your perfect retirement…

  • When will you retire?
  • Will you enter semi retirement with reduced hours or project/contract work?
  • How much income will you need to cover essentials?
  • How much income would you like for your ideal retirement lifestyle, and will this change as you age?
  • Will you qualify for state pension benefits in the UK or elsewhere?
  • Do you have other sources of retirement income, such as property rent or investment dividends?
  • Do you have secure income elsewhere?
  • Can you afford to take investment risk with your pension savings?
  • Where will you live in retirement, will you be under a different currency to GBP?
  • What do your loved ones need from your pensions if you die?
  • Are loved ones financially dependent on you, could they suffer if you die?
  • Will your current pension be available for loved ones upon death and will they be taxed?
  • Could your health affect your long-term personal and financial plans?
  • What if your personal circumstances change before retirement?
  • How much tax will you pay in retirement?
  • Do you have any debts, mortgages or other financial obligations to settle by the time you retire?
  • Could your other wealth (pensions and/or investments) be used to provide a flexible income or meet your unique withdrawal needs?
  • Have you considered protecting your loved ones with financial protection policies?
  • Are you ready to make an educated decision over your pension planning?
  • Do you consider yourself fully informed of your options?

Read our set of FREE financial and pension guides, written by qualified industry professionals, before you take advice.

Pension News

quitting work and pension scheme
UK Pension Planning

Company Pensions: Leaving Work

What happens to my pension when I leave employment? Before retirement, it’s common to collect several pensions from different jobs. Upon leaving employment, active pension

Read More »
pension death benefits
Retirement Planning

Claiming Pension Death Benefits

UK Pension Death Benefits Private and company pensions often carry a financial death benefit. The person/s entitled to claim, and the way in which payment

Read More »

Speak to a Professional

We introduce clients to regulated, professional and qualified advisers across the UK and internationally.

Our panel of adviser firms must undertake a comprehensive due diligence process. We only refer to firms with locally-appropriate regulation and insurance.

Ask us anything

didn't find what you are looking for?

search Our Site

About This Site

Whilst every care has been taken in the preparation of our website and publications, they are intended as a guide only. Readers are advised to seek professional regulated financial and tax advice before making any changes to their planning or investments. Our publications, including website and guides do not offer investment or pension advice and nothing in them should be construed as investment or financial advice. Our publications, including guides and website are not, and should not be seen as, a recommendation to use any particular investment or planning strategy.

You must carry out your own research before making any investment decision or change to your planning. The information published has been obtained from sources that we believe to be accurate. Although reasonable care has been taken, we cannot guarantee the accuracy or completeness of any information published. Articles and opinions published may be wrong and may change at any time. You must always carry out your own independent research and verify information and data you collect before making any financial decisions or planning changes.

Financial and pension planning is complex, and must be tailored to the individual client’s needs, objectives and circumstances. Teach Learn Resources Ltd do are not regulated by the Financial Conduct Authority and do not offer financial or tax advice. Our only business is to act as a professional introducer to regulated IFA firms worldwide. Contact us for more details about our panel of approved adviser firms and the regulation held in your jurisdiction.

Please see our Privacy & Terms for more information about the company, protection of your data and terms of use.

All content on this website and associated publications have been written by us and is the intellectual property of Teach Learn Resources Ltd. We take plagiarism seriously; our lawyers are watching. is a trading style of Teach Learn Resources Limited. Teach Learn Resources Limited is registered in England and Wales company number 13349666. Registered Office 591 London Road, Cheam, Sutton, England SM3 9AG.

All rights Reserved