Top 5 Investment Analysis Tools of 2020

2020’s best free online investment analysis tools

It might be time to review your investments. Here are the best free online investment analysis tools of 2020 for international investors.

These online tools allow you to search through the best investment options for your pension funds. From investment funds to direct share holdings, search online for investment costs, mandates, risk ratings, past performance and latest news.

How to review your own pension investments:

Look through your latest pension statement for the following information to conduct your research:

fund name
manager name and team
fund identifier – SEDOL or IMEI number

Consider your investment risk profile, or attitude to risk. This is the amount of risk you are willing to take with your money. If you have a long-timeframe for your investments, you will be able to absorb market volatility (the ups and downs). If you need to access your money soon, then consider a low or cautious approach to investment risk. Use a risk analysis tool or psychometric risk profile test – get our FREE online toolkit for more guidance and pension research tools.

Online investment tools are great for researching investment funds. All regulated funds have ‘factsheets’ available online. Fund factsheets contain important information, such as:

the fund manager/s
the costs of running the fund
the investments held within the fund
the expected costs of trading
past performance statistics & graphs
a statement describing the investment strategy for the fund
a description of the investment risk approach the fund is taking
a collection of important statistics and measures, relative for professional fund analysis

Once you’ve read through the fund factsheet, consider whether that fund is suited for you.

If it isn’t, consider what you want from an investment fund and manager, or what investments would work together to create a portfolio. Use online tools to compare your fund’s performance with the general market. Remember to compare like-for-like. There’s little point in testing your cautious fund against a top-performing adventurous fund. If you hold a fund with 50% equity exposure, compare it with a similar benchmark. If you have ethical or green investments, compare the investments to an ETF or appropriately risk-rated benchmark in that market.

Top 5 Investment Analysis Tools of 2020

Pension Transfer Personality Quiz

Take our free pension transfer personality quiz to find out if a pension transfer is right for you!

1 / 10

How would you describe your investment or financial planning experience?

I have never taken invested money in the markets, I don’t understand pensions and have no interest in financial planning

I take some interest in my planning and would like to explore my options

I have a keen interest in finances and the markets, and have some investment experience

2 / 10

Where will you live in retirement?

I will live in the UK and be a UK taxpayer

I am uncertain of where I will live, it could be abroad

I will not live in the UK in retirement

3 / 10

What sort of taxpayer will you be in retirement?

I will pay modest UK tax, with total income under £40,000 per annum

I will be a UK higher rate taxpayer

I will not be a UK taxpayer as I will live abroad

4 / 10

How would you describe your relationship with money and finances?

I have a poor relationship with money. I struggle to keep to a budget and tend to overspend.

I have a realistic attitude to money and finances. I save surplus income and live within my means. I take some interest in my finances.

I have a good relationship with money. I focus on long-term savings and take interest in my financial planning. I have a good understanding of pensions and am comfortable discussing financial topics.

5 / 10

Are your essential outgoings already covered by other retirement income?

No, my pension will be used for essential outgoings

Partly, I do have other sources of income for retirement

My essential outgoings will be covered by other income in retirement

6 / 10

Will anyone else be reliant on your pension for their financial security?

Yes, this will be the main source of income for our household in retirement

Partially, but my loved ones have other resources for their retirement

No one else is dependent on my pension income

7 / 10

When you retire, will you need to withdraw a lump sum?

I do not require a specific lump sum, but the option would be nice

I will need some funds at retirement

I want to take the maximum lump sum available

8 / 10

Do you require ad-hoc access to your pension funds in retirement?

No, a structured income would be enough

I would like the option to take ad-hoc withdrawals

I would like my pension to be flexible and allow ad-hoc withdrawals

9 / 10

How would your ideal retirement income be structured?

I want a guaranteed monthly income for life

I want some financial protection, with some flexibility

I want my pension income to be flexible and under my control

10 / 10

If you died, who would you want to benefit from your pension money?

I would like my spouse/civil partner to benefit from a pension income for their lifetime

I would like my spouse to benefit first, with money then left to children or other loved ones

I would like to have the flexibility to choose and change who benefits from my money

Only provide your details if you are happy for us to contact you about your planning

Click the flag below for your instant results!

2020’s best free online investment analysis tools

How to review your own pension investments:

You May Also Like

NEW! UK State Pension Income Calculator

Diageo Pension: Scheme Spotlight

Pension Scheme Database Updated!