NEW! Pension Transfer Quiz

Try our new pension transfer quiz

Use our new pension transfer quiz to find out if a pension transfer is right for you. Our online pension quiz is free, with instant results.

Our free pension transfer personality quiz aims to help you think about the planning options in retirement. With your answers to these 10 key questions, we will let you know if a transfer is suitable for you.

Pension Transfer Personality Quiz

Take our free pension transfer personality quiz to find out if a pension transfer is right for you!

1 / 10

How would you describe your investment or financial planning experience?

I have never taken invested money in the markets, I don’t understand pensions and have no interest in financial planning

I take some interest in my planning and would like to explore my options

I have a keen interest in finances and the markets, and have some investment experience

2 / 10

Where will you live in retirement?

I will live in the UK and be a UK taxpayer

I am uncertain of where I will live, it could be abroad

I will not live in the UK in retirement

3 / 10

What sort of taxpayer will you be in retirement?

I will pay modest UK tax, with total income under £40,000 per annum

I will be a UK higher rate taxpayer

I will not be a UK taxpayer as I will live abroad

4 / 10

How would you describe your relationship with money and finances?

I have a poor relationship with money. I struggle to keep to a budget and tend to overspend.

I have a realistic attitude to money and finances. I save surplus income and live within my means. I take some interest in my finances.

I have a good relationship with money. I focus on long-term savings and take interest in my financial planning. I have a good understanding of pensions and am comfortable discussing financial topics.

5 / 10

Are your essential outgoings already covered by other retirement income?

No, my pension will be used for essential outgoings

Partly, I do have other sources of income for retirement

My essential outgoings will be covered by other income in retirement

6 / 10

Will anyone else be reliant on your pension for their financial security?

Yes, this will be the main source of income for our household in retirement

Partially, but my loved ones have other resources for their retirement

No one else is dependent on my pension income

7 / 10

When you retire, will you need to withdraw a lump sum?

I do not require a specific lump sum, but the option would be nice

I will need some funds at retirement

I want to take the maximum lump sum available

8 / 10

Do you require ad-hoc access to your pension funds in retirement?

No, a structured income would be enough

I would like the option to take ad-hoc withdrawals

I would like my pension to be flexible and allow ad-hoc withdrawals

9 / 10

How would your ideal retirement income be structured?

I want a guaranteed monthly income for life

I want some financial protection, with some flexibility

I want my pension income to be flexible and under my control

10 / 10

If you died, who would you want to benefit from your pension money?

I would like my spouse/civil partner to benefit from a pension income for their lifetime

I would like my spouse to benefit first, with money then left to children or other loved ones

I would like to have the flexibility to choose and change who benefits from my money

Only provide your details if you are happy for us to contact you about your planning

Click the flag below for your instant results!

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The Pension Transfer Quiz

Our quiz was written and designed by a qualified and regulated Pension Transfer Specialist. Results are graded into four categories, with each answer individually scored. With just 10 questions, we will help you think about your long-term planning needs.

Interested in learning more about pension transfers?

You might be the right fit for private pension planning, but next you need to gain a pension transfer offer. With this, we will be able to gain a statistical analysis of how ‘fair’ the transfer offer is compared to the pension you hold.

A Cash Equivalent Transfer Value (CETV) must be calculated, analysed, and compared to your ‘frozen’ pension benefits. We can put you in touch with a Pension Transfer Specialist to help you with the research and analysis. Once your CETV is secured, it will be guaranteed for 3 months. This allows you good time to consider your options and gain professional advice.

Research your pension scheme with our free toolkit. You will find out all the features specific your scheme, and how much the scheme will offer you to take away as a transfer value.

Read more about pension transfers in our free pension transfer guide.

Our pension transfer personalty quiz is focussed on UK defined benefit pension transfers. If you hold a SIPP or QROPS already, speak to us about the planning opportunities available to you.