Retirement Options

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Understand Your Pension Options at Retirement

What happens at-retirement? Our guide will help you understand your options at the point of stopping work. Understand the transition to relying on pensions. Read about how your pension moves from the accumulation to the withdrawal stage. Learn how to design a retirement income plan to best suit you.

Pension statements can be very confusing, and the many options they give to members when they reach retirement age can be daunting.

Pension Options Guide

In our guide, we explain what your statements and options mean, and help you to think about your retirement goals and how best to achieve them with your wealth portfolio. If you need more specific information about your circumstances and options, don’t hesitate to get in touch.

What are retirement options?

As you approach retirement, your pension provider will begin to contact you regularly. You will be presented with a myriad of options, and if you ‘do nothing’ you could be putting your funds at risk. In some cases, pension investment strategies are automated, this is called lifestyling and isn’t always appropriate.

When you retire, your pension needs to be adjusted from the ‘savings and accumulation stage’ to generating your retirement income.

At retirement, you will be offered the option to take a lump sum. This might be attractive, but will it affect your pension income? You must understand the options presented to you by your pension provider in order to make an informed decision. Our planning guide aims to help you make good retirement decisions, if you need any support from an adviser just let us know.

Our panel of professional advisers are always available to answer any quick questions. Fill in our contact form, take our quiz or send us an email!

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We introduce clients to regulated, professional and qualified advisers across the UK and internationally.

Our panel of adviser firms must undertake a comprehensive due diligence process. We only refer to firms with locally-appropriate regulation and insurance.

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Whilst every care has been taken in the preparation of our website and publications, they are intended as a guide only. Readers are advised to seek professional regulated financial and tax advice before making any changes to their planning or investments. Our publications, including website and guides do not offer investment or pension advice and nothing in them should be construed as investment or financial advice. Our publications, including guides and website are not, and should not be seen as, a recommendation to use any particular investment or planning strategy.

You must carry out your own research before making any investment decision or change to your planning. The information published has been obtained from sources that we believe to be accurate. Although reasonable care has been taken, we cannot guarantee the accuracy or completeness of any information published. Articles and opinions published may be wrong and may change at any time. You must always carry out your own independent research and verify information and data you collect before making any financial decisions or planning changes.

Financial and pension planning is complex, and must be tailored to the individual client’s needs, objectives and circumstances. Teach Learn Resources Ltd do are not regulated by the Financial Conduct Authority and do not offer financial or tax advice. Our only business is to act as a professional introducer to regulated IFA firms worldwide. Contact us for more details about our panel of approved adviser firms and the regulation held in your jurisdiction.

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