Defined benefit scheme database – Key information & contact details

Explore our database of final salary schemes to find the direct contact details and key information about YOUR pension benefits. Lost your pension statements? Use our DB scheme search below to uncover missing pension benefits. Scheme not listed? Let us know and we will help trace it for you!

Check your scheme

Search for your pension scheme. Click the '+' for scheme-specific details. Not listed? Get in touch and let us know
Scheme NameEmailTelephoneScheme StatusSpousal Death BenefitsInflationScheme Retirement AgeFunding StatusNotable BenefitsNotable Drawbacks
BP Pension Schemepensions@bp.comClosed to new members66.67% pre retirement, 66.67% post retirement, 5 year guaranteeRPI to 5% max pre-retirement, RPI to 5% max post-retirement65OverfundedGood death benefits, High/fixed inflation linking, Considered high transfer values, Large scheme, Healthy scheme, Can take benefits unreduced from age 60Limited options at retirement
Maersk Retirement Benefit Schememaerskdcpensions@willistowerswatson.comClosed to new members50% pre retirement, 50% post retirement, 5 year guaranteeCPI to 5% max pre-retirement, CPI to 5% max post-retirement, CPI to 2.5% max post-retirement, Dependent upon section membership62In DeficitOther/s - see notesClosed to new members, Scheme underfunded, Limited options at retirement
Pfizer Group Pension Schemepfizerpensions@capita.co.ukClosed to new members50% pre retirement, 50% post retirement, 5 year guaranteeCPI to 5% max pre-retirement, CPI to 5% max post-retirement65In DeficitLarge schemeScheme underfunded, Poor inflation linking, Closed to new members, Limited options at retirement
Merchant Navy Officers Pensionmnrpf@jltgroup.comActive50% pre retirement, 50% post retirement, 5 year guaranteeRPI to 5% max pre-retirement, RPI to 5% max post-retirement, Dependent upon section membershipNo fixed scheme retirement ageUnknownGovernment backed, Large scheme, High/fixed inflation linkingLimited options at retirement
Universities Superannuation Scheme (USS)0151 556 0626Active50% pre retirement, 50% post retirementCPI pre-retirement , CPI post-retirement65UnknownAutomatic lump sumLimited options at retirement
Marks & Spencer Pension Schemepensions@marks-and-spencer.comClosed to new members50% pre retirement, 50% post retirement, 5 year guaranteeNOTE - may differ by member section, Dependent upon section membership, CPI pre-retirement 65UnknownPoor death benefits, Limited options at retirement, Poor inflation linking
Kobusch UK Limited Pension Schemeleeds.admin@firstactuarial.co.uk0113 818 7300Closed to new members50% pre retirement, 50% post retirement, 5 year guaranteeDependent upon section membership60In DeficitClosed to new members, Scheme underfunded
SCA UK Pension PlanClosed to new members50% pre retirement, 50% post retirement, 5 year guaranteeRPI pre-retirement , Dependent upon section membership65In DeficitHigh/fixed inflation linking, Other/s - see notesScheme underfunded, Limited options at retirement
Express Newspapers 1988 Pension Fund0330 102 8338Closed to new members50% pre retirement, 50% post retirement, 5 year guaranteeNOTE - may differ by member section60In DeficitConsidered high transfer valuesLimited options at retirement
Bank of Englandaskhr@bankofengland.co.ukClosed to new members50% pre retirement, 50% post retirement, 5 year guaranteeDependent upon section membership60Fully FundedHealthy scheme, Considered high transfer valuesLimited options at retirement
Prudential Staff Pension Scheme (DB Section)Closed to new members50% pre retirement, 50% post retirement, 5 year guaranteeCPI to 5% max pre-retirement, CPI to 2.5% max post-retirement, CPI to 5% max post-retirement, Dependent upon section membership60UnknownHealthy schemeLimited options at retirement
Hitachi Data Systems RBPhdspensionshelpline@willistowerswatson.comClosed to new members50% pre retirement, 50% post retirement, 5 year guaranteeDiscretionary pre retirement, No inflation link post-retirement65UnknownPoor inflation linking, Limited options at retirement
Highland Distillers Pension Schemeedringtonpensions@hymans.co.uk0141 566 7777Closed to new members66.67% pre retirement, 66.67% post retirement, 5 year guaranteeFixed 5% pa pre-retirement, Fixed 5% pa post-retirement65In DeficitGood death benefits, High/fixed inflation linkingScheme underfunded, Small scheme, Limited options at retirement
BT Pension Scheme - Section 8btpensions@accenture.com0800 731 1919Closed to new members50% pre retirement, 50% post retirement, 5 year guaranteeCPI pre-retirement , CPI post-retirement60In DeficitAge 60 scheme retirement ageLimited options at retirement, Poor inflation linking, Scheme underfunded
Royal Bank of Scotlandgpfpensions@willistowerswatson.com01737 227 549Closed to new members50% pre retirement, 50% post retirement, 5 year guaranteeRPI to 5% max pre-retirement, RPI to 5% max post-retirement65UnknownHigh/fixed inflation linkingClosed to new members, Limited options at retirement
GE DB Pension PlanGEpensions@willistowerswatson.com01737 227 566Closed to new members50% pre retirement, 50% post retirement, 5 year guaranteeRPI to 5% max pre-retirement, Discretionary post retirement 60UnknownAge 60 scheme retirement agePoor inflation linking
Yorkshire & Clydesdale Bank Pension SchemeSee www.ycbps.co.uk01737 788 130Closed to new members50% pre retirement, 50% post retirement, 5 year guaranteeRPI to 5% max pre-retirement, RPI to 5% max post-retirement, RPI to 2.5% max post-retirement, NOTE - may differ by member section60In DeficitAge 60 scheme retirement ageClosed to new members, Limited options at retirement, Scheme underfunded
Credit Suisse Group (UK) Pension Fundpensions.service@fil.com0800 368 6868Closed to new members50% pre retirement, 50% post retirement, 5 year guaranteeRPI to 5% max pre-retirement, RPI to 5% max post-retirement60UnknownHigh/fixed inflation linking, Age 60 scheme retirement age, Considered high transfer valuesLimited options at retirement
Vodafone Group Pension Schemevodafonepensions@willistowerswatson.com0800 917 1192Closed to new members66.67% pre retirement, 66.67% post retirement, 5 year guaranteeRPI to 5% max pre-retirement, RPI to 5% max post-retirement60UnknownLarge scheme, Age 60 scheme retirement age, High/fixed inflation linkingClosed to new members, Limited options at retirement
Co-op Pension SchemeClosed to new members60% pre retirement, 50% post retirement, 10 year guaranteeRPI to 5% max pre-retirement, RPI to 5% max post-retirement65UnknownHigh/fixed inflation linkingClosed to new members, Limited options at retirement
HBOS Final Salary Pension Scheme (Lloyds)Closed to new members66.67% pre retirement, 66.67% post retirementRPI to 5% max pre-retirement, RPI 3-5% post retirement62In DeficitHigh/fixed inflation linkingScheme underfunded, Limited options at retirement, Closed to new members
KPMG Staff Pension FundClosed to new membersMember-specific, 5 year guaranteeDiscretionary pre retirement, Discretionary post retirement 65In DeficitConsidered high transfer valuesPoor inflation linking, Scheme underfunded, Closed to new members, Limited options at retirement
BBA Income & Protection Planbbapensions@willistowerswatson.com0113 394 9306Closed to new members50% pre retirement, 50% post retirement, 5 year guaranteeRPI to 2.5% max pre-retirement, RPI to 5% max pre-retirement, RPI to 2.5% max post-retirement, RPI to 5% max post-retirement, Dependent upon section membership65In DeficitClosed to new members, Limited options at retirement
BAE Systemsfarnborough.pensions@equiniti.com0800 917 9568Closed to new membersMember-specific, 50% post retirementCPI to 2.5% max pre-retirement, CPI to 5% max pre-retirement, RPI to 2.5% max post-retirement, RPI to 5% max post-retirement, Dependent upon section membershipScheme section dependentIn DeficitScheme underfunded, Poor death benefits, Limited options at retirement
Ardagh Metal Beverage UK Pension Schemeardagh.pensions@willistowerswatson.com01737 241 144Closed to new membersUnknownCPI to 2.5% max pre-retirement, CPI to 5% max pre-retirement, RPI to 2.5% max post-retirement, RPI to 5% max post-retirement, Dependent upon section membership65In Deficit
Greater Manchester Pension Fund (LGPS)0161 301 7185Closed to new members50% pre retirement, 50% post retirement, 5 year guaranteeCPI pre-retirement , CPI post-retirement65UnknownPoor inflation linking, Limited options at retirement
ICI Pension Fundici@willistowerswatson.com0800 916 8021Closed to new members50% pre retirement, 50% post retirement, 5 year guaranteeRPI to 5% max pre-retirement, RPI to 5% max post-retirement, Dependent upon section membership62UnknownHigh/fixed inflation linkingLimited options at retirement, Closed to new members
Waters UK Pension PlanContact Capita for admin queriesClosed to new members50% pre retirement, 50% post retirementLPI pre-retirement, LPI post-retirement65
Canada Life UK Division Staff Pension Fundcanadalife.pensions@aonhewitt.com0345 268 0224Closed to new members50% pre retirement, 50% post retirement, 5 year guaranteeCPI to 2.5% max pre-retirement, CPI to 5% max pre-retirement, CPI to 2.5% max post-retirement, CPI to 5% max post-retirement, Dependent upon section membership60UnknownAge 60 scheme retirement agePoor inflation linking, Limited options at retirement
Ericsson Employee Benefits Schemeericsson.pensions@capita.co.uk01227 774 683Closed to new members50% pre retirement, 50% post retirement, 5 year guaranteeCPI to 5% max pre-retirement, RPI to 2.5% max post-retirement, RPI to 5% max post-retirement, Dependent upon section membership65UnknownClosed to new members, Limited options at retirement
Docklands Light Railway Pension Schemedlr.pensions@aon.com0330 123 2306Closed to new members50% pre retirement, 50% post retirement, 5 year guaranteeDependent upon section membership65In DeficitClosed to new members, Limited options at retirement
Cable & Wireless Superannuation Fundadmin@premiercompanies.co.uk0800 122 3200Closed to new members66.67% pre retirement, 66.67% post retirement, 5 year guaranteeRPI to 5% max pre-retirement, RPI to 2.5% max post-retirement, RPI to 5% max post-retirement, Dependent upon section membershipScheme section dependentIn DeficitGood death benefitsScheme underfunded, Limited options at retirement
Syngenta UK Pension Fundsyngenta.pensions@willistowerswatson.comClosed to new membersMember-specificRPI to 5% max pre-retirement, RPI to 5% max post-retirement60UnknownClosed to new members, Limited options at retirement
BBC Pension Schememypension@bbc.co.ukClosed to new members50% pre retirement, 50% post retirement, 5 year guaranteeDependent upon section membership60In DeficitScheme underfunded, Closed to new members, Limited options at retirement
Covance Laboratories Pension Schemeebs@ascotlloyd.co.uk01423 523 311Closed to new members50% pre retirement, 50% post retirement, 5 year guaranteeCPI to 5% max pre-retirement, CPI to 5% max post-retirement, Dependent upon section membership60UnknownAge 60 scheme retirement ageClosed to new members, Limited options at retirement
Smiths Industries Pension SchemeSmithsPensionsAdmin@Mercer.com0121 452 3748Closed to new members50% pre retirement, 50% post retirement, 5 year guaranteeRPI to 5% max pre-retirement, RPI to 5% max post-retirement65UnknownClosed to new members, Limited options at retirement
Compass Group Pension Plancompassadminteam@xpsgroup.co.ukClosed to new members50% pre retirement, 50% post retirement, 5 year guaranteeRPI to 5% max pre-retirement, RPI 3-5% post retirement63UnknownHigh/fixed inflation linkingClosed to new members, Limited options at retirement
Svenska UK Retirement and Death Benefits Schemehandelsbanken@capita.co.uk01227 773 902Closed to new members50% pre retirement, 50% post retirement, 5 year guaranteeRPI to 5% max pre-retirement, RPI to 5% max post-retirement60UnknownAge 60 scheme retirement ageClosed to new members, Limited options at retirement
3M Pension and Life Assurance Scheme3m.pension.scheme@aonhewitt.com0345 266 6054Closed to new members50% pre retirement, 50% post retirement, 5 year guaranteeCPI to 2.5% max pre-retirement, CPI to 5% max pre-retirement, RPI to 2.5% max post-retirement, RPI to 5% max post-retirement, Dependent upon section membership65UnknownClosed to new members, Limited options at retirement
Rolls Royce UK Pension Fundpensions.web@rolls-royce.comActive50% pre retirement, 50% post retirement, 5 year guaranteeRPI to 5% max pre-retirement, RPI to 5% max post-retirement65OverfundedHealthy scheme, Considered high transfer values, High/fixed inflation linkingLimited options at retirement
Rolls Royce & Bentley Pension Fundbentley@capita.co.uk0370 123 4777Closed to new members50% pre retirement, 50% post retirement, 5 year guaranteeLPI pre-retirement, RPI to 5% max post-retirement65In DeficitPoor inflation linking, Scheme underfunded, Closed to new members, Limited options at retirement
Shell Contributory Pension Fund (SCPF)uk-pensionsadmin@shell.com020 7934 1190Active60% pre retirement, 60% post retirement, 5 year guaranteeRPI pre-retirement , RPI post-retirement60OverfundedHealthy scheme, High/fixed inflation linking, Age 60 scheme retirement age, Large scheme, Considered high transfer valuesLimited options at retirement
ATR Group Limited Retirement Benefits Schemeppfmembers@ppf.co.uk0300 123 2222Scheme now under PPFSubject to PPF rulesSubject to PPF rulesSubject to PPF rulesScheme now under PPFScheme now under PPFScheme now under PPF
Allied Carpets Pension Schemeppfmembers@ppf.co.uk0300 123 2222Scheme now under PPFSubject to PPF rulesSubject to PPF rulesSubject to PPF rulesScheme now under PPFScheme now under PPFScheme now under PPF
Bernard Matthews Pension Fundppfmembers@ppf.co.uk0300 123 2222Scheme now under PPFSubject to PPF rulesSubject to PPF rulesSubject to PPF rulesScheme now under PPFScheme now under PPFScheme now under PPF
Carillion Staff Pension Fundppfmembers@ppf.co.uk0300 123 2222Scheme now under PPFSubject to PPF rulesSubject to PPF rulesSubject to PPF rulesScheme now under PPFScheme now under PPFScheme now under PPF
HMV Group Pension Schemeppfmembers@ppf.co.uk0300 123 2222Scheme now under PPFSubject to PPF rulesSubject to PPF rulesSubject to PPF rulesScheme now under PPFScheme now under PPFScheme now under PPF
Kodak Pension Plan No.2KPP2members@barnett-waddingham.co.uk0345 528 0019Under PPF AssessmentIn DeficitUnder winding up consultation, Scheme underfunded, Limited options at retirement
Thomas Cook Pension Planpensions@jltgroup.com0345 074 4063Under PPF AssessmentIn DeficitScheme underfunded, Limited options at retirement, At risk of entering PPF
BJRB Section of House of Fraserhouseoffraser@equiniti.com0333 207 6579Under PPF AssessmentIn DeficitScheme underfunded, Closed to new members, Under winding up consultation, At risk of entering PPF
HoF Section of House of Fraserhouseoffraser@equiniti.com0333 207 6579Under PPF AssessmentIn DeficitScheme underfunded, Closed to new members, Under winding up consultation, At risk of entering PPF
Laura Ashley Retirement Benefit Schemeedinburgh-ops@mercer.com0131 456 6876Under PPF AssessmentIn DeficitScheme underfunded, Can't be transferred, Under winding up consultation, At risk of entering PPF
Avon Cosmetics Pension Planuk.pensions@avon.com01604 232 425Closed to new membersCPI to 5% max pre-retirement, RPI to 5% max pre-retirement, RPI to 5% max post-retirement, Dependent upon section membership65UnknownLimited options at retirement
Ashtead Group PLS Retirement Benefit Schemeashtead.pensions@aon.com0330 123 2302Closed to new members50% pre retirement, 50% post retirementCPI to 5% max pre-retirement, RPI to 5% max post-retirement65UnknownLimited options at retirement
Safeway Pension Schemepensions.team@morrisonplc.co.uk0114 273 7331Closed to new membersMember-specificCPI pre-retirement , RPI pre-retirement , RPI to 2.5% max post-retirement, RPI to 5% max post-retirement, Dependent upon section membership65In DeficitScheme underfunded, Closed to new members, Poor death benefits, Limited options at retirement
Sainsburys Pension Schemesainsburyspensions@willistowerswatson.com0800 916 8087Closed to new members50% pre retirement, 50% post retirementDiscretionary pre retirement, Discretionary post retirement 65In DeficitScheme underfunded, Poor inflation linking, Closed to new members, Limited options at retirement, Discretionary inflation typically means no rise
DH&S Retirement and Death Benefits Plandh&splan@capita.co.uk0345 600 1150Closed to new members50% pre retirement, 50% post retirementCPI to 5% max pre-retirement, RPI to 5% max pre-retirement, RPI to 2.5% max post-retirement, RPI to 5% max post-retirement, Dependent upon section membershipUnknownIn DeficitScheme underfunded, Closed to new members, Limited options at retirement
Balfour Beatty Pension Fund (BBPF) - Standard Sectionbbpensionshelpdesk@balfourbeatty.com0151 482 4664Closed to new members50% pre retirement, 50% post retirementCPI to 2.5% max pre-retirement, CPI to 5% max pre-retirement, RPI to 5% max post-retirement, Dependent upon section membership65In DeficitScheme underfunded, Limited options at retirement
Scotia Gas Network Pension Schemepensions-se@sse.com0345 071 9622Closed to new membersMember-specificStatutory pre-retirement, Statutory post-retirement65In DeficitScheme underfunded, Closed to new members, Limited options at retirement, Poor inflation linking
Kings College School Pension Schemeenquiry@winterbourne-trustee.co.uk01722 713 88865UnknownSmall scheme, Limited options at retirement
Tyne & Wear Pension Fund (LGPS)pensions@twpf.info0191 424 4141Active50% pre retirement, 50% post retirementCPI pre-retirement , CPI post-retirement60UnknownAutomatic lump sum, Age 60 scheme retirement ageLimited options at retirement
Northumberland County Council Pension Fund (LGPS)pensions@twpf.info0191 424 414150% pre retirement, 50% post retirementCPI pre-retirement , CPI post-retirement60UnknownAge 60 scheme retirement agePoor inflation linking, Limited options at retirement
Oracle UK Pension Plan0333 11 11 222Closed to new membersMember-specific pre-retirement, 50% post retirementCPI to 5% max pre-retirement, CPI to 5% max post-retirement65UnknownPoor inflation linking, Poor death benefits, Limited options at retirement
Chivas Brothers Pension Schemecontact Mercer01243 532 000Closed to new members50% pre retirement, 50% post retirementStatutory pre-retirement, Statutory post-retirement65UnknownPoor inflation linking, Limited options at retirement
Tesco PLC Pension Schemepensions.dept@uk.tesco.com0345 070 1113Closed to new members60% pre retirement, 60% post retirement, 5 year guaranteeLPI pre-retirement, LPI post-retirement65UnknownGood death benefits, High lump sum commutationClosed to new members, Limited options at retirement
AGS Airports Pension Schemecontact KPMG0118 984 2000Closed to new members66.67% pre retirement, 66.67% post retirement, 5 year guaranteeCPI to 2.5% max pre-retirement, CPI to 5% max pre-retirement, RPI to 5% max post-retirement, Dependent upon section membership60UnknownGood death benefits, Age 60 scheme retirement ageClosed to new members, Limited options at retirement
Civil Service Pension Schemecontactcentre@mycsp.co.uk0300 123 666637.5% pre-retirement, 37.5% post-retirementCPI to 5% max pre-retirement, CPI to 5% max post-retirementScheme section dependentUnknownMember of public sector transfer clubLimited options at retirement, Poor death benefits
Honeywell UK Pension Schemehoneywellukpensions@willistowerswatson.com0333 207 6549Closed to new members50% pre retirement, 50% post retirement, 5 year guaranteeCPI to 2.5% max pre-retirement, CPI to 5% max pre-retirement, CPI to 2.5% max post-retirement, CPI to 5% max post-retirement, Dependent upon section membership65UnknownClosed to new members, Limited options at retirement
BAA Pension Schemebaapensions@equiniti.com0333 207 6549Closed to new members50% pre retirement, 66.67% post retirement, 5 year guaranteeRPI to 2.5% max pre-retirement, RPI to 5% max pre-retirement, RPI to 2.5% max post-retirement, RPI to 5% max post-retirement, Dependent upon section membership60In DeficitGood death benefits, Age 60 scheme retirement ageScheme underfunded, Closed to new members, Limited options at retirement
Nike (UK) Limited Retirement Benefit Schemenike.pensions@aonhewitt.com0300 123 2326Closed to new members66.67% pre retirement, 66.67% post retirement, 5 year guaranteeCPI to 2.5% max pre-retirement, CPI to 5% max pre-retirement, RPI to 5% max post-retirement65UnknownGood death benefitsClosed to new members, Limited options at retirement
Capgemini UK Pension Plan - Defined Benefit Sectioncapgemini.pensions@xpsgroup.com0808 1644 923Closed to new members50% pre retirement, 50% post retirement, 5 year guaranteeDependent upon section membershipScheme section dependentUnknownClosed to new members, Limited options at retirement
CIM Holdings Ltd Retirement Benefit Schemesee www.barnettwaddingham.co.uk0333 11 11 222Closed to new members50% pre retirement, 50% post retirement, 5 year guaranteeDependent upon section membership68UnknownLate retirement age, Closed to new members, Limited options at retirement
New Airways Pension Scheme (NAPS) of the British Airways Pensionenquiries@mybapension.com020 8538 2100Closed to new members66.67% pre retirement, 66.67% post retirement, Member-specificDependent upon section membershipScheme section dependentOverfundedAge 60 scheme retirement age, Large scheme, Healthy schemeClosed to new members, Limited options at retirement
Astra Zeneca Pension Fund (Defined Benefit)az.helpline@willistowerswatson.com01737 788 115Closed to new membersMember-specificRPI to 5% max pre-retirement, Dependent upon section membership62UnknownCan take benefits unreduced from age 60Closed to new members, Limited options at retirement, Poor death benefits
Sun Chemicals Limited Pension Schemesunchemical.pension@aonhewitt.com0800 121 6502Closed to new members50% pre retirement, 50% post retirement, 5 year guaranteeRPI to 2.5% max pre-retirement, RPI to 5% max pre-retirement, RPI to 2.5% max post-retirement, RPI to 5% max post-retirement, Dependent upon section membership65In DeficitScheme underfunded, Small scheme, Limited options at retirement, Closed to new members
Roche Pension Fundroche.pensions@willistowerswatson.com01707 607 608Closed to new members66.67% pre retirement, 66.67% post retirementDependent upon section membership65UnknownGood death benefitsClosed to new members, Limited options at retirement
Rexam Pension Planpensions@ball.com01732 835 100Closed to new members50% pre retirement, 50% post retirement, 5 year guaranteeRPI 3-5% pa pre retirement, RPI 3-5% post retirement65UnknownHigh/fixed inflation linkingClosed to new members, Limited options at retirement
Rio Tinto Pension Fundriotintopensionsteam@willistowerswatson.com0800 434 644866.67% pre retirement, 66.67% post retirement, 5 year guaranteeRPI to 10% pa max pre-retirement, RPI to 10% pa max post-retirement60UnknownGood death benefits, High/fixed inflation linking, Age 60 scheme retirement ageLimited options at retirement
Centrica Pension Scheme Retirement Income Sectionuk-centrica@mercer.com03301 028 388Closed to new membersMember-specificRPI to 2.5% max pre-retirement, RPI to 5% max pre-retirement, RPI to 2.5% max post-retirement, RPI to 5% max post-retirement, Dependent upon section membershipScheme section dependentIn DeficitScheme underfunded, Closed to new members, Limited options at retirement
Global Santa Fe North Sea Final Salary Pension Plan globalsantafepensions@aonhewitt.com0345 266 9373Closed to new members50% pre retirement, 50% post retirementDependent upon section membershipScheme section dependentIn DeficitScheme underfunded, Closed to new members, Limited options at retirement
Northern Ireland Electricity Pension Scheme02890 689 156Closed to new membersMember-specificRPI to 10% pa max pre-retirement, RPI to 10% pa max post-retirementScheme section dependentIn DeficitHigh/fixed inflation linkingScheme underfunded, Closed to new members, Limited options at retirement
Royal Bank of Scotland Group Pension FundGPFpensions@willistowerswatson.com01737 22 75 49Closed to new members50% pre retirement, 50% post retirementNOTE - may differ by member section60UnknownLarge schemeLimited options at retirement
Barclays Bank UK Retirement Fundbarclaysteam@willistowerswatson.com01737 227 567Member-specific pre-retirement, Member-specific post-retirementDependent upon section membership60UnknownLarge schemeLimited options at retirement
HSBC Bank (UK) Pension SchemeHSBCPension@willistowerswatson.com01737 227 575Member-specific pre-retirement, Member-specific post-retirement, 5 year guaranteeDependent upon section membership65Can take benefits unreduced from age 60, Large schemeLimited options at retirement
Railways Pension Scheme (various sections)csu@rpmi.co.uk0800 2 34 34 34Closed to new membersMember-specificDependent upon section membershipScheme section dependentIn DeficitUnder winding up consultation, Scheme underfunded, Closed to new members, Limited options at retirement, At risk of entering PPF
Ford Salaried Contribution Pension Fundford_pensions@jltgroup.com01372 200 320Closed to new members50% pre retirement, 50% post retirement, 5 year guaranteeDependent upon section membership65In DeficitLarge schemeScheme underfunded, Limited options at retirement
Airways Pension Scheme (APS) of the British Airways Pensionenquiries@mybapension.com020 8538 2100Closed to new members66.67% pre retirement, 66.67% post retirement, Member-specific, 5 year guaranteeCPI pre-retirement , CPI post-retirement, Discretionary pre retirement, Discretionary post retirement , Dependent upon section membership60OverfundedHealthy scheme, Large scheme, Age 60 scheme retirement age, Considered high transfer valuesLimited options at retirement
Bupa Pension Schemepensions@bupa.com0161 240 4357Closed to new members66.67% pre retirement, 66.67% post retirementNOTE - may differ by member section, Dependent upon section membership65Good death benefits, Large schemeClosed to new members, Limited options at retirement

Did you find your missing pension?

Next, claim your FREE Research Toolkit to discover more details. If your pension isn’t from a former employment, let us know and we will help find the pension provider administrating your plan.

Could a pension transfer be right for you? Take our online pension transfer personality quiz, providing instant results to help you decide if a transfer could be suitable.

Pension resources to help you find & understand your pension

Our FREE toolkit contains template letters, calculators and jargon busting guides. All you need to help understand your research!

Please note that this data is derived directly from scheme information and client statements.

Scheme details may be subject to change in line with scheme rules. In some cases, members have specific benefits which can differ from general scheme rules. We aim to provide this information as guidance only, it is important you gain a personalised benefit statement and Cash Equivalent Transfer Value (CETV) before planning your retirement.