LTA Guide 2021

Uncover the value of your pension wealth
pension lifetime allowance planning

Protect your UK Pension from Lifetime Allowance Taxes

Save tax with sensible, long-term, strategic planning


Expert guidance from a UK Regulated, Chartered Pension Transfer Specialist!

Written for the 2021/22 tax year

Our FREE 8-page planning guide has been written exclusively for us by a UK regulated Pension Transfer Specialist.

If you hold a large pension fund, claim your FREE expert guide for planning tips & techniques. 

The lifetime allowance pension tax is between 25% and 55%. We have helped pension members save tens to hundreds of thousands of pounds with sensible planning. 

LTA planning techniques are strategic, NOT tax avoidance.

Our FREE guide to the pension Lifetime Allowance (LTA) was written exclusively for! 

This guide to the pension lifetime allowance was prepared by a Chartered & Regulated Pension Transfer Specialist in the UK. 

Our FREE Guide includes: 
  • A background to the lifetime allowance (LTA) and what it means for your savings
  • HMRC Lifetime Allowance protection & how they work – Fixed & Individual Protection 2016 explained
  • A guide to all LTA protection options available under HMRC for current pension members
  • Bonus planning options available only for expats 
  • Lifetime Allowance taxes & calculations demonstrated & explained
  • Help to calculate your current & future LTA exposure
  • A full schedule of Benefit Crystalisation Events (BCEs), how & when tax is taken
  • Crystalisation events to plan for and how they could affect your pension
  • Guide to triggering a crystalisation event early, to avoid LTA taxes
  • Sensible, legal and HMRC approved planning tips & techniques
  • Uses & dangers of QROPS in lifetime allowance tax planning
  • What to do if you think your pension funds could be affected

Free online retirement planning tools

State Pension Income Calculator
Discover the income you could expect from the UK State Pension.
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Transfer Value Estimator
Use our free calculator to estimate the potential Cash Equivalent Transfer Value (CETV) for your defined benefit pension.
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State Pension Age Calculator
Free, quick & easy UK State Pension Age calculator with instant online results.
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Retirement Age Calculator
Work out when you can afford to retire and meet your financial goals.
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Retirement Savings Calculator
Use our free online calculator to work out how much you need to save to meet your retirement goals.
Click Here

Most people don’t know the value of their pensions now, or what they will provide in retirement.

Use our free database and resources to research your pension, or get in touch to be linked to a professional and qualified adviser.

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Whilst every care has been taken in the preparation of our website and publications, they are intended as a guide only. Readers are advised to seek professional regulated financial and tax advice before making any changes to their planning or investments. Our publications, including website and guides do not offer investment or pension advice and nothing in them should be construed as investment or financial advice. Our publications, including guides and website are not, and should not be seen as, a recommendation to use any particular investment or planning strategy.

You must carry out your own research before making any investment decision or change to your planning. The information published has been obtained from sources that we believe to be accurate. Although reasonable care has been taken, we cannot guarantee the accuracy or completeness of any information published. Articles and opinions published may be wrong and may change at any time. You must always carry out your own independent research and verify information and data you collect before making any financial decisions or planning changes.

Financial and pension planning is complex, and must be tailored to the individual client’s needs, objectives and circumstances. Teach Learn Resources Ltd do are not regulated by the Financial Conduct Authority and do not offer financial or tax advice. Our only business is to act as a professional introducer to regulated IFA firms worldwide. Contact us for more details about our panel of approved adviser firms and the regulation held in your jurisdiction.

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