Could a UK pension transfer be right for you?

Retire well with sensible planning!


Expert guidance from a UK Regulated, Chartered Pension Transfer Specialist!

Written for the 2020/21 tax year

Our FREE 8-page planning guide has been written exclusively for us by a UK regulated Pension Transfer Specialist.

If you hold a UK pension, claim your FREE expert guide for planning tips & techniques. 

Our FREE Guide Includes:

  • A background to pension transfers and why they are so popular today
  • How pension Cash Equivalent Transfer Values (CETVs) are calculated
  • Why DB schemes are considered ‘gold plated’ and must be properly evaluated
  • Planning tips & techniques for retirement with a defined benefit scheme
  • The transfer opportunity and what it could mean for your planning
  • A head to head comparison of DB pensions against private pension planning
  • Things to think about and ask yourself when considering a transfer
  • The risks and benefits of private pensions
  • Professional analysis tools used to assess DB schemes
  • The role of the Pension Transfer Specialist and requirement for FCA advice
  • Scheme health, funding and the role of the Pension Protection Fund (PPF)
  • A guide to all LTA protection options available under HMRC for current pension members
  • Bonus planning options available only for expats 

Our FREE guide to UK defined benefit pension transfers was written exclusively for!

Key Benefits of a Private Pension:

  • Increased control
  • Streamlined retirement strategy
  • Currency options for cash holdings & investments
  • Flexi-access drawdown functionality
  • Improved death benefits
  • Tax planning opportunities under phased retirement
  • Higher Pension Commencement Lump Sum (PCLS)
  • Investment growth opportunities
  • Tax relief on future contributions for UK taxpayers
  • Cross-border tax planning opportunities
  • Ability to design a retirement income strategy and vary income with needs
  • Ability to plan around Lifetime Allowance limits
  • Improved investment strategy
  • Ability to switch investment funds
  • Removal of PPF risk
  • Control over income withdrawals – total income flexibility
  • Ability to withdraw ad-hoc lump sums
  • No tax on death for members under 75 years
  • Currency options for income
  • Full pension withdrawal option
  • Option to preserve funds for loved ones
  • Unlimited death benefit options to nominate loved ones and/or charities

This guide was prepared by a Chartered Pension Transfer Specialist

Try our Pension Transfer Quiz!

Pension Transfer Personality Quiz

Take our free pension transfer personality quiz to find out if a pension transfer is right for you!

1 / 10

How would you describe your investment or financial planning experience?

2 / 10

Where will you live in retirement?

3 / 10

What sort of taxpayer will you be in retirement?

4 / 10

How would you describe your relationship with money and finances?

5 / 10

Are your essential outgoings already covered by other retirement income?

6 / 10

Will anyone else be reliant on your pension for their financial security?

7 / 10

When you retire, will you need to withdraw a lump sum?

8 / 10

Do you require ad-hoc access to your pension funds in retirement?

9 / 10

How would your ideal retirement income be structured?

10 / 10

If you died, who would you want to benefit from your pension money?

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