1. Pension planning costs Pensions come in many different shapes and sizes. A pension plan can be expensive, carrying layers of unexpected costs and hidden charges. A fundamental part of a professional review is to ensure you’re not paying more
Plan your retirement travel experiences!
6 Travel ideas for your retirement plan We might be in the middle of a global pandemic; with lockdowns and travel restrictions aplenty, but can we dare to dream? Why not whet your appetite for travel – plan your retirement
What is a stakeholder pension?
Stakeholder pensions: simple, low-cost… basic? A stakeholder pension plan is a basic, low cost pension arrangement. It is a form of defined contribution plan, and can be an individual plan or part of a group arrangement set up by an
Claiming Pension Death Benefits
UK Pension Death Benefits Private and company pensions often carry a financial death benefit. The person/s entitled to claim, and the way in which payment is taxed, can differ. Death benefits are dependent on the type of pension held. Claiming
NEW! Pension Transfer Value Calculator
Cash Equivalent Transfer Value (CETV) Calculation Estimator We’re pleased to launch our new calculator for defined benefit transfer values. Our calculator has been designed to provide you with a rough estimate of the transfer value you may be quoted by
Head to Head: Defined Benefit Scheme v SIPP
What are the differences between a defined benefit scheme and a private pension? Below is a head-to-head comparison of a typical final salary scheme against a SIPP. Basically, the difference is in functionality and control. The DB scheme offers a
Calculate your retirement age!
Introducing our new retirement age calculator Use our free pension retirement age calculator to find out when you can afford to stop work! Our calculator projects your current funds and regular savings, comparing this to how much money you need.
Are my pension savings enough to retire?
Can I afford to retire, yet? This is probably the question everyone wants answered. Is your retirement plan on track and are your savings realistic to your needs? Have you compared your existing savings to a target retirement? It’s important
Top 20 Retirement Planning Questions
Plan a financially secure retirement Retirement planning is about setting goals and making financial adjustments to best meet them. But what are your retirement goals? Until you understand what you want to achieve from your retirement, you can’t plan it!
Tax planning with the pension PCLS
The Pension Commencement Lump Sum (PCLS) is the tax-free lump sum you can take when you open your pension.